Enjoy Easy Vehicle Financing at Joe Machens Volkswagen

At Joe Machens Volkswagen, we’re Missouri Volkswagen dealers who care about providing a positive experience to all of our customers. You can count on us to stock a variety of new Volkswagen cars as well as impressive used cars for sale near Sedalia, MO. When you find a model you’re ready to take home, you can count on our team to make financing that vehicle as straightforward and unintimidating as possible.

clear piggy bank with red car sitting atop gold coins

Our Finance Department serving Sedalia and Kirksville

We want the experience of financing a vehicle at our Volkswagen dealership in Columbia, MO, to be easy and enjoyable. That’s why we offer a few online tools for your benefit. Feel free to utilize these at any time during your shopping process to research current model incentives, find out the value of your vehicle if you’re interested in trading it in, or even calculating estimated monthly costs on a model you’re interested in purchasing.

How our financing process works:

  • Use our online financing tools
  • Start your finance application online if you feel comfortable
  • Meet with our financing team to discuss your options

If you feel comfortable, you can move things forward by submitting an online financing application. Of course, you’re always welcome to take this next step in person at our VW finance center.

When you visit our Volkswagen dealership near Jefferson City, MO, you’ll be in the capable hands of seasoned financing experts who can guide you through all the fine print of the application and find the right financing options for your needs and budget.

About VW Car Loans

Before you take that next step toward a financing discussion, it may be helpful to brush up on some car loan jargon. These include loan term (the amount of time you have to pay back your car loan), APR (annual percentage rate, which is the annual amount of interest on the full amount of your loan), and your credit score (a number that demonstrates your credit-worthiness).

Breakdown of the basics:

  • Know your credit score
  • Understand your budget
  • Research incentives on your model of interest
  • Bring vehicle-related documents if conducting a trade-in

Familiarizing yourself with these terms as well as having a firm grasp of your credit score, budget, any model incentive research you’ve conducted, and readying your vehicle for trade-in if you’re doing so may help you feel ready for a successful financing discussion with your local Volkswagen dealer near Lake Ozark, MO. If you have questions, feel free to send them our way or stop by and we’ll be happy to assist.